Maci Ratcliffe - Home Page
I graduated from Radford University in the fall of 2015, with a Bachelor of Business Administration in Finance. While at Radford I concentrated my studies on Real Estate and Insurance. During my final semester at Radford University I began my internship with the Virginia Retirement Specialists Radford office. After graduating from Radford in December, I then came on as a full-time agent in January 2016.
I have called the New River Valley home for my entire life. Next June I will be marrying my college sweetheart, Cody Hamilton. We will be planting our roots in the NRV to be close to both of our families. I am looking forward to a long career with VRSI and continuing to help our clients meet their financial goals.
I specialize in retirement planning for educators. I want to earn the right, over time, to be considered by you as your retirement planning professional. My goal is to establish a long-term, mutually beneficial relationship with my clients.
At VRSI we understand that individuals face unique challenges as they prepare for retirement. We can help take the mystery out of preparing for today and tomorrow. Whether your goal is preparing for retirement, college savings, or legacy planning, our personalized service focuses on your needs, wants, and financial goals and objectives.
We are in no way affiliated with the Virginia Retirement System, but we do specialize in the benefits available to you under the VRS and provide programs that are designed, not to replace the benefits that you currently qualify for, but are designed to supplement and enhance those benefits.
Many retirees, even those with 30 or more years of service, find that their retirement income is far from adequate - often less than 50% of their final salary. Most people spend more time planning a two-week vacation than in planning for a thirty year retirement. A few minutes of appropriate retirement planning can help avoid some retirement mistakes.
Please explore our entire VRSI website to find out more about us - our history, our VRSI team, and what we do. Our website is filled with educational videos, articles, slideshows, and calculators designed to help you learn more.
As you search our site, send me a note regarding any questions you may have about any particular concepts or products. I will get back to you quickly with a thoughtful answer. Feel free to contact me for more information. My contact information is above.
Click on the link below for a list of the products and services that we provide.
Click on the link below to learn more about VRSI.
VRSI is a Virginia based corporation dedicated to working with VRS members:
- To assist you in understanding your state retirement system,
- And educating you on your retirement income options.
Our most well-received program has been our Retirement Planning Analysis Program, which consists of two parts:
- A presentation that shows, in general, how the VRS retirement system works,
- And a Personalized Retirement Analysis, that shows how you may maximize your retirement income.