Insurance
Insurance transfers the financial risk of life's events to an insurance company. A sound insurance strategy can help protect you and your family from the financial consequences of these events. Our professionals have years of experience in financial services. We can help you address your insurance needs of today and for many years to come. We look forward to working with you through all stages of your life.
The information presented on this page is a summary of insurance products and programs offered by VRSI. Click on the the button below for more detailed insurance information.
Life Insurance:
The function of life insurance is to protect family members from the loss of income if you or another primary wage earner were to pass away. Like any insurance product, there are multiple types of life insurance, including the following:
- Universal Life
- Whole Life
- Term
- Mortgage
Long-Term Care Insurance:
With advances in medical technology, members of society are living longer. As a result, the latter stages of our life may require long-term care support. Sometimes long-term care is not a product of age, but rather of circumstance. An automobile accident, a stroke, or a degenerative disease can cause the need of long-term care at a relatively young age.
These costs are generally not covered by health insurance. Long-term care insurance places you in a stronger position for selecting care options of your choice.
Disability Insurance:
Protecting one's self from the financial disaster that can result from a catastrophic accident or illness is something that should be considered. Programs can be developed to balance your premium costs and the coverage you desire.
VRSI has a variety of disability insurance products that can be designed to meet your individual needs and your family's needs, either individually or through your employer.
VRSI is a Virginia based corporation dedicated to working with VRS members:
- To assist you in understanding your state retirement system,
- And educating you on your retirement income options.
Our most well-received program has been our Retirement Planning Analysis Program, which consists of two parts:
- A presentation that shows, in general, how the VRS retirement system works,
- And a Personalized Retirement Analysis, that shows how you may maximize your retirement income.
Our site is filled with educational videos, articles, slideshows, and calculators designed to help you learn more. As you search our site, send us a note regarding any questions you may have about any particular investment concepts or products. We'll get back to you quickly with a thoughtful answer.