Where will your retirement money come from? A sound approach involves closely looking at potential retirement-income sources.Learn More
Smart investing doesn’t have to be complicated investing. Understanding strategies may help you avoid common pitfalls.Learn More
A sound insurance program can help protect your family from the financial consequences of unexpected events.Learn More
An effective legacy plan can spell out your healthcare wishes and ensure sound strategies are carried out when you become unable to do so.Learn More
Understanding Today’s Financial Environment
Welcome, we’re Virginia Retirement Specialists, Inc. We understand that individuals face unique challenges as they prepare for retirement. We can help take the mystery out of preparing for today and tomorrow. Whether your goal is preparing for retirement, college savings, or estate strategy, our personalized service focuses on your needs, wants, and financial goals and objectives.
Our professionals have years of experience in financial services. We can help you address your needs of today and for many years to come. We look forward to working with you through all stages of your life. We want to earn the right, over time, to be considered by you as your retirement planning professionals.
We are in no way affiliated with the Virginia Retirement System, but we do specialize in the benefits available to you under the VRS and provide programs which are designed, not to replace the benefits that you currently qualify for, but are designed to supplement and enhance those benefits.Contact Us
An Overview of Renter’s Insurance
Don’t overlook the need for renter’s insurance if you rent your home.
Critical Estate Documents
Sound estate management includes creating financial and healthcare documents. Here's an inside look.
What Is My Risk Tolerance?
This questionnaire will help determine your tolerance for investment risk.
Learn how to replace your lost, stolen, or damaged Medicare card in this helpful article.
1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability.
Do your insurance needs stay the same when the nest empties?
You’re hit by an uninsured driver. Now what? Are you protected against financial losses?
It sounds simple, but paying yourself first can really pay off.
Estate tax exemptions rules appear to be stabilizing, prompting many to reconsider conventional estate strategies.
Estimate how much income may be needed at retirement to maintain your standard of living.
Help determine the required minimum distribution from an IRA or another qualified retirement plan.
Estimate how long your retirement savings may last using various monthly cash flow rates.
This calculator shows how inflation over the years has impacted purchasing power.
This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.
Assess whether you are running “in the black” or “in the red” each month.
The importance of life insurance, how it works, and how much coverage you need.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
Principles that can help create a portfolio designed to pursue investment goals.
The chances of needing long-term care, its cost, and strategies for covering that cost.
Investment tools and strategies that can enable you to pursue your retirement goals.
A presentation about managing money: using it, saving it, and even getting credit.
Have you explored all your options when it comes to managing your taxable income?
Selecting a mortgage isn't an easy process. Get a better understanding of how professionals make the right decisions.
Tulips were the first, but they won’t be the last. What forms a “bubble” and what causes them to burst?
Ready for retirement? Find out why many are considering encore careers and push your boundaries into something more, here.
A will may be only one of the documents you need—and one factor to consider—when it comes to managing your estate.
Make your retirement as exciting as your next vacation.